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Do you have debt?


Columbus

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Are you currently in debt?

 

I know I am. I first paid off my car and that took me 5 years and because of that I'm behind on a few things..... and I'm still paying down on a credit card...which I'm sure my credit is bad now....since some of my payments are late.

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I do. I am down to one credit card that I finally almost have paid off and I just finished paying off my tech school loan two months ago.

 

I will soon be in some serious debt though. I'm in a rent to own situation and I'm working on trying to get the figures together to buy it. It's gonna be scary for sure but a good investment I hope. I wanna get out of renting and work towards owning.

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  • 1 month later...

I am very pleased to say that I don't have any debt because I haven't ever taken out any loans, payday loans or applied for any credit cards ever in my whole life and I never will either...The way I see it, if you can't afford the money to do something, then that's just the way life is and goes :)

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  • 5 months later...

My debt is terrifying. Actually, it's not really that bad. xD

 

I paid off my student loans finally, I just have some unfinished business in Ohio. It was a sudden move and I was under the impression it was taken care of, but wasn't.

 

Besides that, it's mostly medical at this point. I got really sick around 19-20. And I was uninsured at the time. So I have some things I've been trying to pay off over the years. Some even got written off. '_'

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I just have my student loan, been paying it for a few years now.

I used to have a credit card, but I was very particular about it. Everyday, I'd pay what I had spent on the credit card for that day, I never waited for statements or the end of the month. So, I never had any debt on it. Once I became unemployed for awhile though, I cancelled my credit card and haven't bothered to get another one since then. I don't have a need to, because now my debit card works online (Visa Debit).

(Oh yeah, was always able to pay my credit card everyday because I've always done any of my banking online)

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  • 2 weeks later...

I'm glad I'm still young the fact I have little to no troubles besides school stress but in debt ways nope I'm not in debt. "A Lannister always pays his debt."

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  • 2 months later...

Hmmmm, I have a debt. To my parents at least :P Kept on saying to them "Mom, let's buy this I'll pay you later" Until they were fed up and told me "Why say you'll pay when you don't have a job to start with!" And it'll be like a war with me saying "why believe me when you know I don't have a job yet!" And the things goes on and on.

 

 

But the main point is, I don't have any debts. That's basically cause I don't have a credit card to begin with. xD besides, I'm too young to be buried with debts :P

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  • 2 weeks later...

@RyePotatoes, credit cards aren't the only way to get debt lol. My debt is because of my student loan :P

 

I have the money automatically come out of my account each month and because it's such a regular thing that I don't even touch, I always sorta forget that I'm paying off a loan lmao

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  • 5 months later...

I used to have debt from Internet bills, but nowadays, I managed to pay them off and try not to keep any debt. I try not to owe a debt whenever I can, which is why I refrain from using student loans.

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My debt just increased '__' It started out with mostly being medical, but now I found out I have several unpaid bills in my name thanks to my ex husband.

 

So... Back to being terrified of my low credit score. :D

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I'm fucking buried in debt, up to my eyeballs.

 

Stupidly huge student loans from grad school; credit card bills due to saving my family time and time again; more credit card bills from medical emergencies; and even more credit card bills due to moving more than 2,000 miles across the US with no plan and no job.

 

I'm just really so fucking happy to currently have a job that's pretty amazing. Paying everything off is still going to be a pain, but at least it's manageable within the next few years.

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