Hmmmm, I have a debt. To my parents at least Kept on saying to them "Mom, let's buy this I'll pay you later" Until they were fed up and told me "Why say you'll pay when you don't have a job to start with!" And it'll be like a war with me saying "why believe me when you know I don't have a job yet!" And the things goes on and on.
But the main point is, I don't have any debts. That's basically cause I don't have a credit card to begin with. besides, I'm too young to be buried with debts